For carriers, MGAs and claim desks

The facts of the loss. The repair done to scope.

Independent assessors document the whole property after a storm — facts only, reviewed before release. Repairs on the claim are scoped to what you approved, by checked pros.

  • We set it up with your claim desk
  • Facts only — no coverage opinions
  • Florida contractors' licenses read from the registry

Book a 30-minute setup call

We call you back within a business day.

Florida property claims a year
Assessment · 41 photosExample
Roof · south slope
14 shingles missing · photos 3–9
Gutter · east
Detached, 8 ft
Interior · bedroom 2
Ceiling stain, 2 ft · dry at visit
Fence
Not inspected · gate locked

Facts only · reviewed before release

After a storm, everyone has a version of the facts

Roof-only reports

The roof is documented; the rest of the house is a phone call later.

Documents written to argue

A report written for a claim reads like a side was taken.

Repairs that grow

The approved scope and the work that gets done drift apart.

Who's on the roof?

Unlicensed contractors follow every storm into Florida.

One record, from the visit to the repair

01

The whole property, documented

Roof slopes, the exterior and every room inside, with a photo of everything found.

  • Roof, exterior and interior
  • A photo for every finding
  • What couldn't be seen, named
Assessment · 41 photosExample
Roof · south slope
14 shingles missing · photos 3–9
Gutter · east
Detached, 8 ft
Interior · bedroom 2
Ceiling stain, 2 ft · dry at visit
Fence
Not inspected · gate locked

Facts only · reviewed before release

02

Facts only, reviewed

Reports say what was found and what couldn't be seen — no coverage opinions, no estimates. Our team checks every report before it's released.

  • No coverage opinions
  • Reviewed before release
  • The same format every time
Report reviewExample
  • Every finding has a photo
  • Areas not inspected namedFence · gate locked
  • No coverage language
  • Released to the claim
03

Repairs to the approved scope

A claim's jobs start from your decision and the approved scope, so the work matches what was approved.

  • Starts from your decision
  • Bid on the approved scope
  • Photos of the finished work
Claim job · roofExample
Approved
South slope, 14 squares
Bids
3 on the approved scope
Picked
$11,200 · starts Nov 18

Work matches the scopeOn the claim

04

Checked Florida contractors

Every contractor's license is read from the state registry, their insurance checked and the public record read before they see the job.

  • License from the registry
  • Insurance checked
  • Public record read
Pro recordExample
  • State licenseActive · read from the state registry
  • InsuranceCertificate checked · general liability
  • Public recordRead before any job is offered

What changes

TodayWith Hire Tod
What's documentedMostly the roofThe whole property
The reportWritten for one sideFacts only, reviewed
The repairA separate vendor and scopeThe approved scope, on the same record
ContractorsWhoever the homeowner foundLicenses read from the registry

We set it up with your claim desk

  1. 01

    A 30-minute call

    Your counties, volumes and what a report needs to show.

  2. 02

    A pilot

    A set of claims documented and reviewed end to end.

  3. 03

    Repairs

    Approved scopes bid to checked contractors.

Questions

Are your assessors adjusters?
No. They document what's there; they don't adjust claims or give coverage opinions.
Where do you operate?
Florida first. Tell us your counties and volumes on the call.
Can you send it in Xactimate format?
Not today. Reports come with every photo and finding; tell us the format your desk needs.
Can a homeowner book one?
Yes — a homeowner can book an assessment for $20. Either way, the report is facts only.

Pilot independent assessments on your next claims.

Book your setup call

We call you back within a business day.

Florida property claims a year
Book a setup call